Join us on our journey to lead a debt-free, credit-free, clutter-free life.
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I ran into an acquaintance the other day I hadn’t seen in months upon months. When I saw her I inwardly gasped: she had lost so much weight!
We were both attending a 31 Gifts Party that was doubling as a fundraiser for our mutual friend who’s raising money to provide a service dog for their special needs daughter.
Got [...]
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I argue that tracking your finances is even more important than creating a budget. After all — if you don’t know where your money is going, how can you create a realistic, working budget?
The first time my husband and I were challenged to track every dollar we spent was over ten years ago when I was taking [...]
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Wow, I just scrounged up a draft of this post originally dated July 1. I guess I had admirable intentions of a timely update. I have been amazingly lazy about reluctant to post June’s numbers: Paying down debt just isn’t very exciting when you’re only making the regular payments.
I really can’t call this a snowball. [...]
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Hmm… Mid-June and I’m finally ready to talk about May? Yea. It’s been a few of those weeks.
Debt Update
Not very exciting. We’re in minimum mode right now. As in, just making minimum payments. Our debt snowball is just sitting there, in limbo. Waiting for a couple of major life changes (aka Selling a house and [...]
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We’ve been overdue for a new bed for a long, long, long time.
Truly, in hindsight, buying a new mattress five years ago would not have been too soon. Indeed, I’ve had back problems for at least that long, which I attributed to issues that came up following the birth of my daughter (who’s now seven) [...]
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Alternate Title: Why You Shouldn’t Travel Without an Emergency Fund
Alternate-Alternate Title: How Not To Communicate with Your Husband About Finances
Alternate Sub-Title: Why You Might Not Want to Max Out a ROTH Right Before Traveling Cross-Country
First I Met With Our Financial Adviser
On our recent trip to Kansas to visit family, I met with our financial advisor [...]
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I think many people feel that putting themselves on a budget will restrict their lifestyle and keep them from being able to spend money on the things they like to have and do. My experience has been the opposite: creating a budget has actually felt quite freeing.
Before, whenever I wanted to spend money impulsively, I [...]
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You may have heard a little something about the East Coast getting dumped on with the most snow they’ve ever had at one time since 1899, or something crazy like that. Ohio’s only gotten a taste of what’s hit DC and New York, but it was enough to close the schools for a couple of [...]
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*I call anything a Buster Buster that comes into or goes out of the account unexpectedly. These are not emergency items, but things that I perhaps should have known to budget for…
January’s Total Budget busters from the mid-month assessment: -$265.32
Mid- to End-of-Month Budget Busters: Debits
-$70.00: Garage Door Opener Repair. (Actually, replacement — woo-hoo!) (And it [...]
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We got a new garage door opener! Woo-hoo!
The Final Tally: $115.00
The Home Warranty came through (with a little help from Josh The Garage Door Fixer Guy) and covered the replacement of the opener instead of just the stripped gear. Aside from the $70 service call, we are also paying $45 to replace the keypad, which [...]
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