About Me

Hi! My name is Jolyn. I am married to one Air Force man (currently deployed / recently returned from a deployment to Kyrgyzstan) (currently living in California while the kids and I try to sell our house in Ohio), the mother of three well-traveled children, and the CEO of our financial household, for better or for worse.

In the Spring of 2009, my husband and I decided to pay off our consumer debt Dave-Ramsey style and stop the cycle of credit to support our lifestyle. We are a military family that moves a lot, and it seemed like there was always a good reason to reach for that credit card or apply for a new loan.

We paid off almost $20,000 of debt in ten months.

I have been documenting our debt-free, credit-free journey since that Spring of 2009.  It started out as my accountability program.  My readers have turned it into a motivational documentary. I think we would all be in a better place if more of us were open about our financial journeys, with all their gains and setbacks. This is where we can share and confess, motivate and inspire — all in the name of our daily finances: a taboo topic for polite conversation, to be sure. I get that.

This isn’t about sacrifice and doing without — it’s about conscious spending, intentional living, and being good stewards of what we already have. I strive for a balance between learning from yesterday; enjoying today; and preparing for tomorrow.

I’m just a real person, in a real world, trying to do the best I can with the time I have left on this earth until we all see His Glory by and by.

We’re all going to be doing something tomorrow… Why not strive to live debt-free?

Why not control our finances instead of letting our finances control us?

My family currently lives in Centerville, Ohio Monterey, California.

Welcome to my domain.

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