Organizing Kids’ Seasonal Clothes — and Saving $$ on Them, Too.

Do you Goodwill? Frequent Thrift Shops? Hop yard sales? Yes, yes, and yes? Do you (hardly almost) never shop regular retail for your kids’ clothes? I’ve steered away from yard sales in recent years. I’ve also declared [many times] that I will never again have one myself! Every time I do anyway, my husband is
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Goodwill has Good Stuff, and it isn’t all second-hand!

I stopped into Goodwill the other day, to look at the books:  one of my second-hand shopping loves.  (I justify it all in the name of future homeschooling.) My attention was immediately caught by the brand-new small kitchen appliances set on a table at the front of the store. Among them, an Oster 16-speed blender
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Do You and Your Spouse Keep Your Finances Together or Separate? Guest Post from Digerati Life: A Case for Joint Accounts

Do you and your spouse have joint accounts? Or do you keep your finances separate? John and I have shared our finances from day one. Neither of us ever considered doing anything differently, actually; we were so young and so broke when we got married — what difference did it make? When you have so
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What is the average family spending on back-to-school shopping this year?

Another poll on USAA recently asked, “What will the average family spend on back-to-school shopping this year?” The choices: $167 $490 $606 $732 What say you? This is how the votes played out when I cast mine today: $167 10.7% $490 42.5% $606 30.1% $732 16.8% And the winner is…. $606! “According to a recent
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Personal Finance Updates! Yep, our snowball is still on hold.

Debt Balances as of the End of August 2010: First Mortgage:  $169.862.98 Second Mortgage:  $31,228.81 Rental Property:  $107,637.56 Total Debt:  $308,729.35 This is a difference of –$574.67 in principle from the $309,304.02 owed in primary and rental mortgage debt at the end of July. Yes, our debt snowball is still in limbo until we sell
Continue reading Personal Finance Updates! Yep, our snowball is still on hold.