Join us on our journey to lead a debt-free, credit-free, clutter-free life.
From the monthly archives:
Careers and Kids and Separations. And a bit about Homeschooling, too.
John just got back from attending a month-long course down in Texas for Air Force Officers of his rank (major) who are in his career field. The class was small, maybe a dozen officers or so, and they were (rather forcibly) encouraged to mingle and [...]
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Oh, my Lord Almighty in Heaven have mercy. Have you all seen the headlines about the recent housing market reports? About the economy in general? Not good. Not good at all. We already knew that, right? But somehow it’s different, seeing it all in black in white. As one report stated,
“….the toxic mix of that [...]
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Kids started school this week in our little corner of Ohio — and yes, my youngest was just about as excited as he looks in the picture. The weather has also cooled and it feels like Fall! Will this last, pray tell?
I was in denial until right up to the last minute how early we [...]
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So the kids and I just got back from road-tripping it from Ohio to Maryland! A rather spur of the moment decision to go visit some friends we haven’t seen years. I decided if I waited until John got back (from his TDY), or until we could otherwise all go together, it just wouldn’t happen. [...]
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As I mentioned in my last post, my husband is TDY right now, which is military-speak for a business trip. I don’t envy him being in West Texas in August! Although it hasn’t exactly been roses and rainbows up here in Ohio, either. Blech.
Military Per Diem: Excuse to Spend? Or Opportunity to Save?
When John [...]
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My husband’s TDY* in Texas this month HELLO CAN YOU SAY HOT? I DO NOT ENVY HIM and I wish I could blame his absence on my inability to post regularly but I can’t. I love this blogging thing, I really do! And I especially love all of you guys who take the time to [...]
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This Series will focus on the steps we took to prepare our house to put on the market, the staging that we’ve done (and continue to do), and the feedback we are receiving from potential buyers. The focus is on our experience selling our home in suburban Ohio.
As of this writing, our house [...]
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I recently exchanged emails with Mary Hunt. Eeeek! Yes, The Mary Hunt!
She had posed a question on her Debt-Proof Living facebook page:
“Have you gone extreme to cut the cost of 1) Cell phone 2) Cable TV 3) Internet service and 4) Landline phone? Care to share? If so, all the details, please!”
I [...]
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Debt Balances as of the End of July 2010:
First Mortgage: $170,056.58
Second Mortgage: $31,293.06
Rental Property: $107,954.38
Total Debt: $309,304.02
This is a difference of -$558.13 in principle from the $309,862.15 owed in primary and rental mortgage debt at the end of June.
Reminder: Regular Payments Breakdown:
First Mortgage: $1538.63
Second Mortgage: $283.90
Rental Property: $758.00
Total Monthly Payments: $2580.53. [...]
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John just pinned on a promotion, the first one of his Air Force career that’s held a lot of meaning for us that wasn’t just financial. Up until now promotions have been fairly automatic: you’d have to really mess up to not make the cut. This was the first one that was “boarded” and involved [...]
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