Join us on our journey to lead a debt-free, credit-free, clutter-free life.
From the monthly archives:
As my grandpa used to say, “You’ve got a hole in your head!”
Several holes, in this case. The Tooth Fairy has visited twice this week alone…
I was trying to remember how much a tooth brought me Back in The Day. I’m thinking it was a quarter? I do distinctly remember reaching under my pillow at [...]
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You may have heard a little something about the East Coast getting dumped on with the most snow they’ve ever had at one time since 1899, or something crazy like that. Ohio’s only gotten a taste of what’s hit DC and New York, but it was enough to close the schools for a couple of [...]
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I spent a huge portion of the last two days dealing with spyware issues on our two computers. Yes, on both of them. Ack! This is stuff The Hubs usually takes care of! I. am. clueless.
It started with the laptop. I did my best, initiating “full scans” and following prompts to “remove” the harmful worm/trojan/malware, [...]
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Get Rich Slowly: When to Replace Your Car (guest post by Motley Fool)
Get Rich Slowly: Lessons Learned from Rushing Into Real Estate Investing (another guest post, this one by Man Vs. Debt)
Trees Full of Money: How My Family and I Paid Off $90,415 of Consumer Debt in Two Years: Part I
Trees Full of Money: How [...]
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I’m really determined to work on lowering my grocery bill over this next year. It’s one huge area that can make or break a household budget. I don’t feel like I buy groceries needlessly: I do shop with a list; I meal plan; and I don’t buy my kids a lot of junk. I use [...]
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Since I know y’all are sitting on pins and needles waiting for the details of our second mortgage and our specific situation that has me all a twitter about what step to take once we finish our (non-mortgage) debt snowball (THIS MONTH!)… Here’s the facts:
2nd Mortgage
Balance: $31,442.09 (as of today)
Interest Rate: 8.34% (ack)
Monthly Payments: $283.90
The [...]
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Getting the oil changed in our van ended up costing double the amount that I had (guessed) budgeted for it. Whoops.
Sure I could have asked The Hubs how much it usually costs, but I forgot. And when I sat down to geeky-crunch the budget numbers I figured $30 would be pretty close. Even though this [...]
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January’s Progress
Debt #1 Original Balance (in May): $2260.17
Paid Off
Debt #2 Original Balance (in May): $6493.00
Paid Off
Debt #3 Previous Balance: $3,396.21
paid $1,768.50
Current Balance: $1,627.71
Original non-mortgage Debt (in May): $19,375.72
Current Grand Total: $1,627.71
***
I have high hopes for paying off this debt completely by the end of February! I only wish that were the end of it — [...]
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*I call anything a Buster Buster that comes into or goes out of the account unexpectedly. These are not emergency items, but things that I perhaps should have known to budget for…
January’s Total Budget busters from the mid-month assessment: -$265.32
Mid- to End-of-Month Budget Busters: Debits
-$70.00: Garage Door Opener Repair. (Actually, replacement — woo-hoo!) (And it [...]
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