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	<title>Comments on: Goals for 2010</title>
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	<link>http://budgetsarethenewblack.com/2009/12/goals-for-2010.html</link>
	<description>Join us on our journey to lead a debt-free, credit-free, clutter-free life.</description>
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		<title>By: Tricia</title>
		<link>http://budgetsarethenewblack.com/2009/12/goals-for-2010.html/comment-page-1#comment-296</link>
		<dc:creator>Tricia</dc:creator>
		<pubDate>Tue, 05 Jan 2010 01:20:18 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsarethenewblack.com/?p=585#comment-296</guid>
		<description>I love all your goals and I have to say they are all totally doable.   I know you can do it... I have many of the same goals as you do although we are just starting out.  I took Dave&#039;s financial peace university and put it into place two years ago then we had to use our emergency fund and I never did it again.  Thanks for the bump and thanks for telling me I can do it.</description>
		<content:encoded><![CDATA[<p>I love all your goals and I have to say they are all totally doable.   I know you can do it&#8230; I have many of the same goals as you do although we are just starting out.  I took Dave&#8217;s financial peace university and put it into place two years ago then we had to use our emergency fund and I never did it again.  Thanks for the bump and thanks for telling me I can do it.</p>
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		<title>By: Ann@couponsdealsandmore.com</title>
		<link>http://budgetsarethenewblack.com/2009/12/goals-for-2010.html/comment-page-1#comment-295</link>
		<dc:creator>Ann@couponsdealsandmore.com</dc:creator>
		<pubDate>Mon, 04 Jan 2010 23:56:14 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsarethenewblack.com/?p=585#comment-295</guid>
		<description>Hi Jolyn,

I found your blog through the savvy blooger link, and  must say you have an impressive list of goals, quite frankly the most detailed I have seen so far.

As some who has couponed for over 25 years, I would like to offer you encouragement on your $100 a week or less grocery goal.  It can be done!  As a matter of fact, I am in the midst of a reader survey on my blog and the people that spend over $100 a week are few and far between. And some of these folks have enormous families!   Take some time to find some deal bloggers (put them on your rssfeed) and watch for when the write ups come out.  Find a deal blogger that deals with your area&#039;s grocery store (there are a lot of people that &quot;do&quot; Meijer, Giant Eagle and other Ohio stores).  But whatever you do, don&#039;t get sucked into a site that makes you pay for that info.  Too much free info is available on the internet!

Good luck with your Vegas house.  I know properties under $200K have been selling in the Vegas market the last few months due to the federal tax credit.  Maybe you want to take the plunge and list again?</description>
		<content:encoded><![CDATA[<p>Hi Jolyn,</p>
<p>I found your blog through the savvy blooger link, and  must say you have an impressive list of goals, quite frankly the most detailed I have seen so far.</p>
<p>As some who has couponed for over 25 years, I would like to offer you encouragement on your $100 a week or less grocery goal.  It can be done!  As a matter of fact, I am in the midst of a reader survey on my blog and the people that spend over $100 a week are few and far between. And some of these folks have enormous families!   Take some time to find some deal bloggers (put them on your rssfeed) and watch for when the write ups come out.  Find a deal blogger that deals with your area&#8217;s grocery store (there are a lot of people that &#8220;do&#8221; Meijer, Giant Eagle and other Ohio stores).  But whatever you do, don&#8217;t get sucked into a site that makes you pay for that info.  Too much free info is available on the internet!</p>
<p>Good luck with your Vegas house.  I know properties under $200K have been selling in the Vegas market the last few months due to the federal tax credit.  Maybe you want to take the plunge and list again?</p>
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		<title>By: JoAnne</title>
		<link>http://budgetsarethenewblack.com/2009/12/goals-for-2010.html/comment-page-1#comment-294</link>
		<dc:creator>JoAnne</dc:creator>
		<pubDate>Sun, 03 Jan 2010 23:26:45 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsarethenewblack.com/?p=585#comment-294</guid>
		<description>My mom gave me a recipe for making homemade laundry soap and even bought the ingredients for me and I put them away for about 6 months saying I will make it when I run out of what I already have then I would run out and say, Oh I don&#039;t have time to make it right now, I will do it next time!  The key is to make it when you have some soap already!  I finally ended up making it and it was so fast and easy.  I like the soap a lot and it saves a ton of money.  Most recipes are the same so just use the one you like the best.  Good Luck!</description>
		<content:encoded><![CDATA[<p>My mom gave me a recipe for making homemade laundry soap and even bought the ingredients for me and I put them away for about 6 months saying I will make it when I run out of what I already have then I would run out and say, Oh I don&#8217;t have time to make it right now, I will do it next time!  The key is to make it when you have some soap already!  I finally ended up making it and it was so fast and easy.  I like the soap a lot and it saves a ton of money.  Most recipes are the same so just use the one you like the best.  Good Luck!</p>
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		<title>By: jolyn</title>
		<link>http://budgetsarethenewblack.com/2009/12/goals-for-2010.html/comment-page-1#comment-285</link>
		<dc:creator>jolyn</dc:creator>
		<pubDate>Fri, 01 Jan 2010 16:37:33 +0000</pubDate>
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		<description>Oh, my, Kelleigh -- you are so crafty! Your envelopes are too pretty! Mine w/b destroyed within days! At least, if my coupon container is any indication. 
I like your idea of going slowly and picking one category at a time. Since The Hubs is leaving soon, I&#039;ll be trying this on my own. Hopefully by the time he comes back I&#039;ll have it down pat;)</description>
		<content:encoded><![CDATA[<p>Oh, my, Kelleigh &#8212; you are so crafty! Your envelopes are too pretty! Mine w/b destroyed within days! At least, if my coupon container is any indication.<br />
I like your idea of going slowly and picking one category at a time. Since The Hubs is leaving soon, I&#8217;ll be trying this on my own. Hopefully by the time he comes back I&#8217;ll have it down pat;)</p>
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		<title>By: Kelleigh @ Kelleigh Ratzlaff Designs</title>
		<link>http://budgetsarethenewblack.com/2009/12/goals-for-2010.html/comment-page-1#comment-284</link>
		<dc:creator>Kelleigh @ Kelleigh Ratzlaff Designs</dc:creator>
		<pubDate>Fri, 01 Jan 2010 05:09:26 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsarethenewblack.com/?p=585#comment-284</guid>
		<description>Oh, you can totally do the cash system!  It freaked me out at first, but just start with one category at a time (like your groceries!) and move on as it fits YOUR family.  I created some little envelope templates for my cash envelopes, and you can see what I do!  Of course, it works for me and may not work for you, but it&#039;s always nice to see what others are doing!  Visit this post for a FREE envelope template so you can make pretty envelopes for your cash!  http://kelleighratzlaff.com/2009/12/free-envelope-template-and-a-tutorial/</description>
		<content:encoded><![CDATA[<p>Oh, you can totally do the cash system!  It freaked me out at first, but just start with one category at a time (like your groceries!) and move on as it fits YOUR family.  I created some little envelope templates for my cash envelopes, and you can see what I do!  Of course, it works for me and may not work for you, but it&#8217;s always nice to see what others are doing!  Visit this post for a FREE envelope template so you can make pretty envelopes for your cash!  <a href="http://kelleighratzlaff.com/2009/12/free-envelope-template-and-a-tutorial/"  rel="nofollow">http://kelleighratzlaff.com/2009/12/free-envelope-template-and-a-tutorial/</a></p>
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