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	<title>Comments on: A Credit Card Rant</title>
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	<description>Join us on our journey to lead a debt-free, credit-free, clutter-free life.</description>
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		<title>By: I Got the Homeowner Blues.</title>
		<link>http://budgetsarethenewblack.com/2009/07/a-credit-card-rant.html/comment-page-1#comment-3370</link>
		<dc:creator>I Got the Homeowner Blues.</dc:creator>
		<pubDate>Sun, 17 Oct 2010 04:00:41 +0000</pubDate>
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		<description>[...] As I pulled out the warranty paperwork, I realized that our contract had expired last month. I don&#8217;t remember getting the renewal paperwork. Had I spaced off yet another bill? [...]</description>
		<content:encoded><![CDATA[<p>[...] As I pulled out the warranty paperwork, I realized that our contract had expired last month. I don&#8217;t remember getting the renewal paperwork. Had I spaced off yet another bill? [...]</p>
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		<title>By: JamericanSpice</title>
		<link>http://budgetsarethenewblack.com/2009/07/a-credit-card-rant.html/comment-page-1#comment-107</link>
		<dc:creator>JamericanSpice</dc:creator>
		<pubDate>Mon, 20 Jul 2009 15:24:02 +0000</pubDate>
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		<description>I can do without a credit card. For 26 years of my life I did not have one as they do not use these things in my country. Hence why the thought of buying things with money that is not yours made me panic alot when dh told me about the credit card he&#039;ll get for me. &lt;br /&gt;&lt;br /&gt;I still rather cash in hand. That&#039;s how I have always purchased anything and if you don&#039;t have that cash, then you don&#039;t get what it is you think you want/need. &lt;br /&gt;&lt;br /&gt;He tells me how it&#039;s better too if there is a missing cc that was used without our knowledge and why it&#039;s better to use it than the debit card. &lt;br /&gt;&lt;br /&gt;I prefer that we save up as much as possible for emergencies and just leave that in a separate account. &lt;br /&gt;&lt;br /&gt;I want us so badly to be debt free too. &lt;br /&gt;&lt;br /&gt;We are having a Dave Ramsey study at our church - I think it will be 2 months or a month or something like that, but I&#039;m not sure we will go...depends if the dh thinks we need this. &lt;br /&gt;&lt;br /&gt;But yes our goal here is to be debt free.  I do not trust that card.&lt;br /&gt;&lt;br /&gt;Her&#039;s to rooting for you.</description>
		<content:encoded><![CDATA[<p>I can do without a credit card. For 26 years of my life I did not have one as they do not use these things in my country. Hence why the thought of buying things with money that is not yours made me panic alot when dh told me about the credit card he&#39;ll get for me. </p>
<p>I still rather cash in hand. That&#39;s how I have always purchased anything and if you don&#39;t have that cash, then you don&#39;t get what it is you think you want/need. </p>
<p>He tells me how it&#39;s better too if there is a missing cc that was used without our knowledge and why it&#39;s better to use it than the debit card. </p>
<p>I prefer that we save up as much as possible for emergencies and just leave that in a separate account. </p>
<p>I want us so badly to be debt free too. </p>
<p>We are having a Dave Ramsey study at our church &#8211; I think it will be 2 months or a month or something like that, but I&#39;m not sure we will go&#8230;depends if the dh thinks we need this. </p>
<p>But yes our goal here is to be debt free.  I do not trust that card.</p>
<p>Her&#39;s to rooting for you.</p>
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