From the monthly archives:

July 2009

Do you have any scary drawers? You know, the ones so loaded with junk you wouldn’t even venture to stick your hand too far in there because you’re really not sure what you might touch?
We have several of those, but I decided to start small — I focused on the two drawers in our “game [...]

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You say a lot of prayers and cross yourself even though you’re not Catholic. Then you pray some more and plaster a smile on your face and rattle off everything you think he needs to know again even though you know he’s not listening anymore and finally you say it’ll be okay just relax you [...]

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A Credit Card Rant

by jolyn on July 19, 2009

in Dave Ramsey,On Credit Cards

Credit Card companies are not out for your best interest. (Pun intended.) This should be obvious, but it is so easy to get caught up in the glamour and convenience of using a credit card.

Introductory Rates!
No Interest for six months!
Rewards Program!
Cash Back!

It’s so easy to get sucked in, especially with the introductory rates and the [...]

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My sister Carmen and her 13yo son Ben flew in from Kansas and visited us for a few days. Quote from Carmen,
“I don’t want to end up on your budget blog as to how expensive it is to have your sister visit!”
Ah, come on! Having family is the perfect excuse to go out and have [...]

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Snowball Status

by jolyn on July 11, 2009

in Debt,Snowball Status

June’s Progress

Debt #1 Balance in April: $2260.17
*Still Paid Off* (wOOt!)
Current Balance: $00.00

Debt #2 Previous Balance: $4,802.56
Paid minimum balance of $188.00…
…and an additional $2177.50
Current Balance: $2,437.06

Debt #3 Previous Balance: $10,516.55
Paid minimum balance of $246.00
Current Balance: $10,305.55

Previous Grand Total: $15,319.11Current Grand Total: $12,742.61

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My cousin Hannah created an amazing blog, “Bellies in Bloom” that focuses on holistic health care, pregnancy, and natural childbirth. Recently she posted a series chronicling her personal, heartbreaking experience with an ectopic pregnancy. She’s been a massage therapist for several years and recently became a doula. (She lives in the Dallas/Ft. Worth area if [...]

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I kind of went crazy at the library today, just browsing the shelves.I’ve already read Dave Ramsey‘s, “The Total Money Makeover,” a life-changing must-read. If you haven’t already read it, you should. Go get it. Now. I’ll wait.
** Time Elapse **
Okay, you got it? Good. Now, I haven’t yet read the two Ramsey books above…

“Financial [...]

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I took a hard look at our Master Bedroom…
The dresser top is a constant eyesore.(My 6yo likes to “give” me stuffed animals.)
(She also gets upset if I try to “give” them back.)
But the stuff has been spilling over…
BEFORE:When we lived in Italy, we splurged and got ourselves some new bedroom furniture. New to us anyway [...]

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“Oh, Say Can You Spend?”

by jolyn on July 4, 2009

in Holidays

Fireworks ~ $40
Sparklers — $0 (Thanks, Erin!)
One flag ~ $7.50 (I’m ashamed to admit we had never displayed one before.)

Three sno cones: $9.00(Three posed smiles: Priceless)
And two funnel cakes: $10.00. An absolute scam, but the ultimate Americana necessity.
(A video highlights these instead of a photo. It’s 57 seconds long. Complete with the potty dance and [...]

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